This innovative approach gives businesses a powerful tool to attract and retain talent, boost productivity, and strengthen their financial position through a fully compliant, turnkey benefits solution.
The Problem: Rising Costs and Stressed Employees
Across industries, employers are seeing the effects of financial and health-related stress in the workplace. Employees are struggling with burnout, debt, mental health issues, and limited access to affordable care. Meanwhile, employers face increased turnover, higher claims costs, and the challenge of remaining competitive in a tight labor market.
The traditional approach, offering more benefits at a higher cost, is no longer sustainable.
The Solution: Preventative Care + Financial Wellness at No Net Cost
Comfort Profit Consulting’s new solution delivers meaningful benefits to employees at no out-of-pocket cost, while creating immediate FICA savings for employers. The program includes:
- Unlimited telemedicine and virtual urgent care
- Mental health therapy and addiction support
- Chronic care and preventative care monitoring
- Nutrition and wellness coaching
- Facial scanning technology for real-time vitals tracking
- Personalized financial education covering debt reduction, credit building, estate planning, and more
These services are bundled into a tax-optimized plan design using IRS Section 125 (cafeteria plan) rules. Program contributions are deducted from paychecks on a pre-tax basis, then reimbursed, creating payroll tax savings that fund the program entirely.
How It Works: IRS-Compliant, Fully Funded by Tax Savings
Employees enroll voluntarily. Their paycheck deductions are processed pre-tax, lowering their taxable income. The program reimburses them dollar-for-dollar, so their take-home pay is typically unchanged. Employers use their portion of the payroll tax savings (FICA) to fund the program. In most cases, no additional employer dollars are needed.
Better yet, many businesses retain surplus savings of $500–$1,000+ per employee per year.
What Employees Receive
Every participating employee gets their own personalized portal and access to a full range of wellness and education tools. Benefits include:
- 24/7 virtual care with no copays
- One-on-one financial coaching and planning
- Mayo Clinic-backed wellness and stress management training
- Biometric monitoring and AI-powered engagement tools
- Support for relationships, sleep, fitness, and mental resilience
The result? A healthier, more productive workforce that feels valued, supported, and empowered.
What Employers Gain
Employers benefit from:
- No-cost implementation
- Reduced absenteeism and lower turnover
- Enhanced benefit offerings that improve retention
- Payroll tax savings that improve cash flow
- Zero disruption to existing health plans or payroll processes
Setup is simple. Comfort Profit Consulting manages all compliance, onboarding, and payroll coordination. Implementation takes just a few hours, with no changes to insurance providers or existing benefit programs.
Why Now?
With capacity costs and inflation impacting bottom lines, companies can’t afford to overlook hidden savings opportunities. This program delivers measurable ROI while improving employee outcomes, making it one of the smartest benefit upgrades available today.
Let’s Get Started
Comfort Profit Consulting specializes in uncovering ways to improve financial performance with no out-of-pocket cost. If you’re looking to strengthen your benefits package while improving your company’s bottom line, our Preventative Care and Financial Wellness Program is a solution worth exploring.
Contact us for a no-obligation consultation and let’s see how much your business could save, while giving your employees the support they deserve.
(570) 336-0197
comfortprofit@gmail.com
