Preventative Care Management Program
We can help you implement innovative programs that give meployees more benefits, more take home pay, and save your organization real money.
What is Comfort Profit's Preventative Care Benefits Program?
Our 360 Benefits Program is a fully-funded, tax-advantaged employee benefit solution that helps companies save on payroll costs while offering valuable supplemental benefits to their workforce. This program allows employers to provide a suite of non-insurance health and wellness services—including telehealth, mental health support, chronic care management, and more—at no net cost to the business. The key is a pre-tax salary deduction that funds the program, which is then reimbursed to the employee, generating FICA tax savings that cover the cost and often generate additional monthly savings for the employer. For employees, participation means higher take-home pay and access to benefits they might not otherwise afford. The program is compliant with IRS and ACA regulations and is designed to work alongside existing health insurance plans. It’s a win-win that enhances retention, improves employee well-being, and boosts financial efficiency for employers.
Improve employee care:
- Telehealth – Appointments by Phone or Video at $0 Copay
- Employee Assistance Program at $0 Copay
- Health Vitals Via Facial Scan App
- Couples Counseling
- Addiction Recovery System
- Mayo Clinic Programs
The Comfort Profit Advantage
At Comfort Profit Consulting, we pride ourselves in offering the most cutting-edge employee benefit programs that help our clients:
- Save $50/employee/month
- Employees take home pay increases
- Wide-array of ancillary care benefits
Frequently Asked Questions
Is this program too good to be true?
It might sound that way—but it’s not. The 360 Benefits Program is built on a compliant structure backed by tax law (IRC Sections 105, 106, and 125) and has been reviewed in professional publications such as The CPA Journal read more here. It works by offering pre-tax benefits and reimbursements tied to a wellness program, allowing both employers and employees to enjoy real financial gains while enhancing the quality of benefits.
Do employees have to pay for anything?
No. Employees do not pay anything out-of-pocket. In fact, employees usually see a higher take-home paycheck because a portion of their compensation is directed pre-tax toward benefits, which lowers their taxable income. They receive access to valuable services like telehealth, mental health support, and prescription savings at no net cost to them.
How does the employer save money?
The program reduces the employer’s FICA tax liability by shifting a portion of payroll to pre-tax benefit contributions. This payroll tax savings typically covers the cost of the program and more, creating immediate cash flow improvements without changing existing health plans or benefits structure. Employers can also expect improvements in morale, retention, and productivity.
Do we need to change our health insurance plan?
No. The 360 Benefits Program is completely supplemental and works alongside your existing health coverage. There is no need to switch providers, drop current coverage, or overhaul your HR infrastructure. It’s designed to be simple, compliant, and additive—not disruptive.
Get in touch with us
Book a free consultation with us today to learn more about our cost-saving solutions for your business.
